Track money you lend or borrow

1. Open Accounts and add an account with the type Person, named after them.
2. To lend: Send from your account to their Person account and choose Lend money. To borrow: Send from their account to yours and choose Borrow money.
3. When they pay you back, transfer with Receive repayment; when you repay them, use Pay back.
4. On their page, Expense means they paid for something of yours (you owe them more); Income means money you earned that they haven't paid yet (they owe you more). A gift goes on the account the money went into, not theirs.

In the app: Open Accounts